Wednesday, 5 October 2016

Gibraltar Insurance Market Size is Accounting for More Than £850m in Total GWP: Radiant Insights

Summary
The Gibraltar-based insurance market services customers across Europe but has a most significant role within the UK insurance space, where a majority of its more than £3bn in business is found. Insurers located in Gibraltar collectively underwrite almost 20% of the UK's private motor market. While a number of factors have been at play in leading insurers to domicile here, a number of factors - not least the impact of Brexit and the shift to Solvency II - have stirred uncertainty.


Synopsis
Verdict Financial's Uncovering the Insurance Market in Gibraltar report takes a look at an insurance industry that, collectively, plays a significant role within the UK insurance space. This report illustrates the Gibraltar market in numbers, identifying its size and impact across key product areas. After placing these figures in a context which highlights why insurers locate here, what these insurers tend to look like, and the likely impact of Brexit, the report profiles each non-life general insurer in the market.

Key Findings
- Gibraltar is host to an insurance industry of 32 non-life insurers trading a collective £3.3bn on the open market.

- Around two thirds of the market underwrite motor insurance and this accounts for, by some margin, the greatest share of total GWP.

- The result of the referendum on the UK's EU membership provides a challenge to the Gibraltar market, not least those insurers with significant levels of Europe-based business. However, for a majority with a predominant focus on the UK market, the impact is likely to be largely mitigated.

- Admiral Insurance is the largest underwriter in Gibraltar, accounting for more than £850m in total GWP.

Reasons To Buy
- Understand the Gibraltar market better and recognize the impact the industry has on your market.

- Benchmark against the market's players and identify which frame the most significant competition to your book of business.

Buy a Sample Copy of This Report @ http://www.radiantinsights.com/research/uncovering-the-insurance-market-in-gibraltar/request-sample

Tuesday, 4 October 2016

UK Travel Insurance Market is Forecast to be Worth £628m in 2020 by Radiant Insights

Summary
The UK travel insurance market declined by 12.3% to £625.4m in gross written premium (GWP) in 2015. This is a result of fewer policies being written, in addition to rates that have been prevented from hardening due to market competition. The number of policies written has been falling despite rises in the number of UK residents traveling abroad. The majority of UK travelers visit Europe, which has led to Britons relying on European Health Insurance Cards (EHICs) instead of purchasing travel insurance in the desire to save money. This trend has been driven by younger travelers as opposed to older generations, for whom travel insurance is a more important and better understood purchase due to their higher vulnerability and pre-existing medical conditions. The profitability of the market is struggling as competition is hindering rate increases, while claims costs for insurers are rising due to medical inflation despite the number of claims being in decline. Recent years have seen a shift towards annual policies over single-trip cover. This is a result of more frequent travel and the convenience of an annual policy; the rise of annual travel insurance distributed via added-value current accounts; and fewer individuals booking a holiday and consequently single-trip insurance through a tour operator or travel agent.


Travel abroad by UK residents has been increasing over recent years as a result of an improving economy following the financial crisis of 2007-08. However, following the UK's decision to leave the EU, it is forecast that pressure will be put on household disposable income. Furthermore, traveling abroad will become more expensive as a result of the weakened pound, which will impact travel trends and consequently the travel insurance market, until the economy begins to recover.

Synopsis
Verdict Financial's UK Travel Insurance: Market Dynamics and Opportunities 2016 report provides an in-depth analysis of the UK travel insurance market. It looks at market size and profitability as well as changes in premiums, claims, travel trends, regulations, and opportunities. It provides a thorough overview of the market along with future forecasts.

Key Findings
- Total claims costs have risen annually by 6.8% to £364.5m in 2015.

- 27.6% of those with travel insurance had cover through their current account in 2015.

- UK residents made 65.7 million trips abroad in 2015, predominantly to Europe.

- The UK travel insurance market is forecast to be worth £628m in 2020.

Reasons To Buy
- Benchmark yourself against the rest of the market. Ensure you remain competitive as new innovations and insurance models begin to enter the market.

- Be prepared for how travel trends and the UK travel insurance market will be impacted by socio-political and economic factors over the next few years.


About Us:
Radiant Insights Inc. is a platform for companies looking to meet their market research and business intelligence requirements. We assist and facilitate organizations and individuals procure market research reports, helping them in the decision making process. We have a comprehensive collection of reports, covering over 40 key industries and a host of micro markets. In addition to over extensive database of reports, our experienced research coordinators also offer a host of ancillary services such as, research partnerships/ tie-ups and customized research solutions.

Contact Details:
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